Free 15‑min consultation Book now
Profin Asset Management logo
Get Started

Credit Desk

Finance Your Fleet and Logistical Scaling

Growing your transport operations requires timely vehicle funding. We source structured loans for new and pre-owned trucks, tippers, buses, tankers, and LCVs at competitive interest rates.

Apply Now View All Services
Commercial Vehicle Loan illustration

Product Scope

Comprehensive Logistical Finance

Identify the ideal transport credit structure matching your company's logistics operations.

Heavy Commercial Vehicles (HCV)

Financing options for large multi-axle trucks, tippers, trailers, transit mixers, and bulk tankers for mining or industrial use.

  • High funding value limits
  • Structured payments based on contract cycles

Light Commercial Vehicles (LCV)

Finance for small delivery vans, cargo carriers, and utility trucks for last-mile intra-city delivery logistics.

  • Fast validation of fleet capacity
  • Competitive retail transport rates

Passenger Bus & Fleet Loans

Credit sourcing for school buses, staff transport buses, and inter-city luxury tourist coaches for tour operators.

  • Tenures up to 5-7 years
  • Bulk fleet purchasing deals

Eligibility Guidelines

Lenders check business operations history, fleet size, and route contract stability.

  • Profiles: Transport contractors, fleet owners, proprietary firms, private limited logistics companies, and corporate captives.
  • Business Vintage: Minimum 2-3 years of active transport operations.
  • Fleet Size: Sourcing is available for single vehicle owners to large multi-vehicle operators.
  • Contracts: Steady delivery orders or contracts with reputed industrial corporate clients.

Required Documents

Compile these documents to verify operations scale and secure competitive terms.

  • KYC Documents: PAN card, Aadhaar card, Promoter KYC, and transport entity registration.
  • Financials: Audited balance sheets, ITRs, and latest 12 months' business bank statements.
  • Operations: Copy of active transport contracts, fleet details (RC copies of existing vehicles).
  • Vehicle Details: Proforma invoice from chassis developer and body fabrication quote.

Planner

Commercial Vehicle Loan EMI Calculator

Estimate your monthly payments, interest cost, and amortization parameters before applying.

Loan Amount ₹50 Lakhs
Interest Rate 10.5%
Tenure (Years) 5 Years
₹1,07,469
₹14,48,113
₹64,48,113

FAQs

Commercial Vehicle Loan Frequently Asked Questions

Answers to common queries regarding logistics and fleet finance structures.

We source credit for light commercial vehicles (LCVs), heavy cargo trucks, tippers, multi-axle tankers, trailers, passenger buses, luxury coaches, and specialized logistics fleets.
Yes. Depending on the bank partner, financing packages can structure up to 90% of the chassis invoice cost and a significant portion of authorized body fabrication quotes.
Lenders generally prefer transport operators or corporate captors to show at least 2 years of active commercial operations, backed by route logs or corporate delivery contracts.